Funding & Financing
Financing Resources
Home accessibility products and modifications are typically not covered by health insurance or Medicare, this means that most people must pay for them out of pocket. We understand the need for options when it comes to these types of purchases or modifications to your home that are necessary to keep you safe and independent. When the need arises a Doctor’s note will make the purchase sales tax exempt as a medical expense. This may be a medical expense deduction on your taxes as well (refer to the IRS for more info).
We accept all major credit cards and do not charge a surcharge on any charges under $10K.

Pre-Owned
Equipment
Transitions Lift & Elevator offers pre owned stair lifts (straight rail only) with warranty at discounted prices. These lifts are cleaned and inspected to ensure everything is in working order. Availability is subject to inventory.
Kentucky Assistive Technology Loan Corporation -
Mini Loan
KATLC can provide zero percent interest and no application fee mini loans for assistive technology to qualified applicants through the Appalachian Assistive Technology Loan Corporation. The loans can range from $100 to $7,000 for assistive technology. Examples of assistive technology that would be considered are stair lifts, scooters, wheelchairs, ramps, hearing aids,computers, tablets and ramps. This is not a complete list, call KATLC to ask about specific needs.
Learn more here-> https://katlc.ky.gov/Pages/Mini-Loan.aspx

Funding Resources
Home accessibility equipment is not generally covered by health insurance or Medicare because it is considered a home improvement and not a medical device. This equipment and home modification can be expensive but necessary. Transitions Lift and Elevator works with many local agencies and grant programs listed.
Kentucky
Department for Aging and Independent Living
​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​The Kentucky Department for Aging and Independent Living (DAIL) oversees administration of statewide programs and services on behalf of Kentucky elders and individuals with disabilities.​​ Learn more here
Hart-Supported Living Grant
The Hart-Supported Living program in Kentucky provides grants to people with disabilities to help them live in their homes and communities. The program is administered by the Department for Aging and Independent Living (DAIL). Learn more here
Traumatic Brain Injury Trust Fund
The TBI Trust Fund was established to provide flexible funding and support to those with brain injuries. The fund supports supplemental community-based efforts to meet the special needs of each individual with a brain injury.
Learn More Here
Tennessee
Greater Nashville Regional Council, Area Agency on Aging and Disability
Department of Disability and Aging
Tennessee Technology Access Program (TTAP)
The Tennessee Technology Access Program (TTAP) is a statewide program designed to increase access to, and acquisition of, assistive technology devices and services. Through its four core programs: Funding Assistance, Device Demonstration, Device Loan and Device Reutilization, TTAP and a network of assistive technology centers help people with disabilities and their families find and get the tools that they need to live independent, productive lives where and how they choose.
Learn more here
Ohio
Ohio Department of Aging
Find your local Department of Aging in Ohio
Assistive & Supportive Technology Ohio
Veteran's Affairs
Disability Housing Grants for Veterans
The VA offers housing grants for Veterans and service members with certain service-connected disabilities so they can change a home to meet their needs and live more independently. Changing a home might involve installing a stair lift, wheelchair lift or ramps to widening doorways. Grant eligibility is for your permanent home.
Specialty Adaptive Housing (SAH)
This grant is designed to help provide a barrier-free living environment that affords the individual a level of independent living they may not otherwise enjoy. Veterans and servicemembers with specific service-connected disabilities may be entitled to a grant for the purpose of constructing or modifying a home to meet their adaptive needs. This grant is currently limited to $63,780.
Special Home Adaptation (SHA)
This grant is for modifying an existing home to meet adaptive needs, such as assistance with mobility throughout the home. Veterans and service members with specific service-connected disabilities may be entitled to this type of grant. The grant is currently limited to $23,444. A temporary grant may be available to veterans and service members who are/ will be temporarily residing in a home owned by a family member. Learn More Here
Reverse Equity Mortgage
National Reverse Mortgage Lenders Association: http://www.reversemortgage.org
FHA-Approved Home Equity Conversion Mortgages for seniors:
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