Funding & Financing Options for Mobility Solutions

Flexible payment options, financing programs, and funding resources to help you move forward with the equipment you need.

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Accessibility Isn’t Optional—But It’s Often Out of Pocket

Home accessibility equipment is typically not covered by health insurance or Medicare, meaning most purchases are paid out of pocket.


We understand these are necessary investments for safety, independence, and quality of life—so we help you explore financing and funding options that make them more manageable.

Simple, Flexible Ways to Pay

  • We accept all major credit cards
  • No surcharge on transactions under $10,000
  • Flexible payment options available
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A person is holding a credit card in their hand.
A person is holding a credit card in their hand.
A person is holding a credit card in their hand.

Financing Designed for Accessibility

We partner with Mobility Trust Group, a mission-driven finance company focused on helping individuals access mobility equipment and home modifications nationwide.


Why Mobility Trust:

  • Soft credit pull (no impact on score)
  • Fixed rates and terms
  • Simple, streamlined approval process
  • Affordable monthly payments

Check Your Eligibility

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Lower-Cost Equipment Options

We offer pre-owned straight stair lifts at discounted prices.

  • Fully cleaned and inspected
  • Includes warranty
  • Availability based on inventory

Potential Tax Benefit

  • A doctor’s note may make your purchase sales tax exempt as a medical expense
  • Some purchases may qualify as a medical tax deduction


(Consult your tax advisor or IRS guidelines for details.)

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Grants & Assistance Programs


In some cases, funding programs and grants may help cover part of the cost.

We work with local and regional programs across Kentucky, Ohio, and Tennessee.

Kentucky

Department for Aging and Independent Living

​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​The Kentucky Department for Aging and Independent Living (DAIL) oversees administration of statewide programs and services on behalf of Kentucky elders and individuals with disabilities.​​  Learn more here


Hart-Supported Living Grant

The Hart-Supported Living program in Kentucky provides grants to people with disabilities to help them live in their homes and communities. The program is administered by the Department for Aging and Independent Living (DAIL).  Learn more here


Traumatic Brain Injury Trust Fund

The TBI Trust Fund was established to provide flexible funding and support to those with brain injuries. The fund supports supplemental community-based efforts to meet the special needs of each individual with a brain injury.  Learn More Here

Contact Us for More Info

Tennessee

Greater Nashville Regional Council, Area Agency on Aging and Disability

Learn more here


Department of Disability and Aging

Learn more here


Tennessee Technology Access Program (TTAP)

The Tennessee Technology Access Program (TTAP) is a statewide program designed to increase access to, and acquisition of, assistive technology devices and services. Through its four core programs: Funding Assistance, Device Demonstration, Device Loan and Device Reutilization, TTAP and a network of assistive technology centers help people with disabilities and their families find and get the tools that they need to live independent, productive lives where and how they choose.  Learn more here

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Ohio

Ohio Department of Aging

Learn more here


Find your local Department of Aging in Ohio

Learn more here


Assistive & Supportive Technology Ohio

Learn more here

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Veteran's Affairs

Disability Housing Grants for Veterans

The VA offers housing grants for Veterans and service members with certain service-connected disabilities so they can change a home to meet their needs and live more independently. Changing a home might involve installing a stair lift, wheelchair lift or ramps to widening doorways. Grant eligibility is for your permanent home.


Specialty Adaptive Housing (SAH) 

This grant is designed to help provide a barrier-free living environment that affords the individual a level of independent living they may not otherwise enjoy. Veterans and servicemembers with specific service-connected disabilities may be entitled to a grant for the purpose of constructing or modifying a home to meet their adaptive needs. This grant is currently limited to $63,780. 


Special Home Adaptation (SHA)

This grant is for modifying an existing home to meet adaptive needs, such as assistance with mobility throughout the home. Veterans and service members with specific service-connected disabilities may be entitled to this type of grant. The grant is currently limited to $23,444. A temporary grant may be available to veterans and service members who are/ will be temporarily residing in a home owned by a family member.  Learn More Here


Reverse Equity Mortgage

National Reverse Mortgage Lenders Association: http://www.reversemortgage.org

FHA-Approved Home Equity Conversion Mortgages for seniors: Find a counselor in your area

Contact Us for More Info
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Alternative Funding Sources

  • Reverse mortgages
  • FHA Home Equity Conversion Mortgages

A Clear Path to Getting Started

Step 1:

Consultation

We help you choose the right solution.

Step 2:

Explore Options

Review financing and funding opportunities.

Step 3:

Apply

Submit your application (if applicable).

Step 4:

Move Forward

Schedule installation and get started.

FAQs - Common Questions

  • Is financing available for all equipment?

    Medicare does not, however some independent insurance companies may cover part or all of the cost. Please contact your insurance carrier for information.

  • Do I need perfect credit?

    Options may be available for a range of credit profiles.

  • Are grants guaranteed?

    No—eligibility depends on specific program requirements.

  • Can I combine financing with grants?

    In some cases, yes.

Let’s Find the Right Option for You

We’ll help you explore financing, funding, and payment options so you can move forward with confidence.

Call (877) 341-3555